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Hagan Benefits / SDAR Products

 
Introducing a new discounted member benefit for the South Dakota Association of REALTORS®

Principal Life Insurance Company is dedicated to helping you protect your most valuable asset – your ability to work and earn an income. If you have a qualifying disability, an Individual Disability Income (DI) insurance policy from Principal Life can help you pay for necessary living expenses.

The policy is non-cancelable and has guaranteed premium rates to age 65. This means Principal Life cannot change or cancel your policy, except for nonpayment of premiums, or increase your premium before you reach age 65, regardless of changes in your income, occupation or health. After age 65, you may conditionally renew your policy annually for the rest of your life as long as you are working full-time and meet the requirements. If you conditionally renew your policy, your premium will change based on your age at renewal.

Principal Life Individual Disability Insurance:
As a member of South Dakota Association of REALTORS® you are eligible for a 20% discount on your Individual Disability Income policy.

Product Features:
These benefits are automatically built in your policy.
  • “Your Occupation” Protection up to age 70.
  • Capital Sum Benefit
  • Presumptive Disability Benefit
  • Rehabilitation Benefit
  • Death Benefit
  • Waiver of Premium Benefit
Policy Riders:
Available, subject to underwriting guidelines, to be added to your policy.
  • Future Benefit Increase – no cost
  • Benefit Update – no cost
  • Residual Disability Benefit
  • Catastrophic Disability Benefit
  • Cost of Living Adjustment
  • Transitional Occupation
  • Recovery Benefit
Contact Joann Gries for more information on discounted Principal Life Individual Disability Insurance:
1.877.275.0508
Look for more benefits coming in the near future!

Disability insurance has exclusions and limitations. For costs and complete details of the coverage, contact me.

Policy rider descriptions are not intended to cover all restrictions, conditions or limitations. Refer to rider for full details. Riders are subject to state availability. Rider may be subject to an additional charge.

Sincerly,

Hagan Benefits, Inc




 
 
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