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Hagan Benefits, Inc. / Governmental Pools / HPSD Products
Benefit highlights of the Health Pool of South Dakota (HPSD) include:
- $2,000,000 Lifetime Maximum
- $10,000 Employee Life (additional amount optional)
- $250 Wellness Benefit not subject to deductible or co-insurance
- Maternity, Well Newborn and Baby Care
- $200 Second Surgical Opinion Benefit (no deductible or co-insurance)
- $5,000 Lifetime Temporomandibular Joint Dysfunction (TMJ) Benefit
- In-Patient & Out-Patient Alcohol Treatment
- In-Patient & Out-Patient Chemical Dependency/Mental & Nervous
- $500 Outpatient Physical Therapy Services (subject to deductible and co-insurance)
- No Pre-set Ambulance Limit
- Claims paid in Sioux Falls in 7 -10 days without claim forms
- $15 Generic; $25 Formulary; $35 Non Formulary Pharmacy Card
- $20 PPO Physicians Copay
- $50 PPO Emergency Room Copay
- Optional Coverages of Dental, Vision, Short Term Disability, Long Term Disability and Dependent Life
- $10,000 Lifetime Gastric By-Pass
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