Q. What
are the coverage limits?
A. There are two options you may choose from:
a $2,000,000 per incident/occurance with a $4,000,000 annual
aggregate
or a $1,000,000 per incident/ occurance with a $3,000,000 annual
aggregate
Q. Do
I need to be a member of the NSCA?
A. Yes, you must be a member to apply.
Q. If
I own a business, can I be covered under the business name?
A. Yes, you would be considered self-employed under the
coverage.
Q.
Will this policy cover my employees?
A. Yes, if you are self-employed and have employees, coverage
for your employees can be added to this coverage. The rate charged
is per employee.
Q. Can
business partners be covered under the same policy?
A. Yes, the policy includes all partners as policy holders..
Q. Is
"General Liability" coverage available?
A. Yes, as an optional coverage in addition to the professional
liability.
Q.
Would I be able to list a gym as an additional insured?
A. Yes. An additional premium is charged for each additional
insured.
Q. Can
I train a group?
A. Yes.
Q.
Does this policy cover me to instruct "pilates"?
A. No, not at this time.
Q. How
long will the application and approval process take?
A. Once the application is received by the company, normal
processing can take between 5 to 15 business days. Once approved,
coverage can be effective the date received by the company.
Q. Can
I pay my premium on a installment plan?
A. At this time the annual premium must be paid with your
application, either by check or credit card (Visa/Mastercard). |